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Ashley Langridge
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I had a large oak tree taken down near power lines and an outdoor kitchen. I was well informed about the work they were going to do and how long it should take. The team was professional, fast and dropped the tree safely. They used a bucket truck and climber to trim branches from the top half of the tree with no damage to the yard around the tree.  I am extremely pleased with Driscoll Tree service work.

John Miller
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It took a while for the weather to cooperate, but when the time came, all went well with excellent results. The crew removed a large water oak and a small trash tree. They worked well together and when finished, the job site was cleaned up nicely. They were friendly and informative. Neighbors were also impressed. I highly recommend Driscoll Tree Service.

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Guide to Tree Removal Insurance

When a tree falls in the forest, it is nobody’s problem. However, the repercussions can be dire if a tree falls on your property. Storms and strong winds often cause tree-related damage, especially if the tree is unhealthy or dead. The most effective way to prevent safety risks is by hiring a tree care company to inspect your trees and regularly provide the care they deserve. If a tree is severely damaged, it is best to remove it from the premises.

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Tree removal can be expensive, even if you have homeowners’ insurance or other types of coverage. Before hiring a tree service to remove a risky tree in your backyard safely, check with your coverage provider to ensure they cover tree removal services. Homeowners’ policies usually cover the damages following a fallen tree, but most coverage providers exempt tree removal services. Consult a professional tree care company to learn more about tree removal services and insurance.

What Most Policies Cover

Many people with homeowners’ insurance assume their policy should cover tree removal services. This is usually the case if you didn’t cause the tree to fall, but there are several limitations property owners need to know before filing a claim for tree removal. Insurance providers look for reasons to deny payouts, hence the need to work with a trusted tree care company.

Homeowners’ insurance protects structures on your premises, including your house, detached garage, and shed. If the cause of tree damage is harsh weather or strong winds, your policy is likely to cover the cost of repairs and replacements. However, this only works if the tree was healthy before the incident. A tree in poor health already poses a safety hazard, and policyholders may deem you responsible and refuse to pay out. Insurance companies expect homeowners to maintain a healthy and safe lawn; failing to prune or trim trees is considered negligence.

Another incident that your homeowners’ insurance may not cover is when a tree falls and doesn’t cause damage. This is frustrating and inconvenient for homeowners since mature trees weigh thousands of pounds. In addition, a fallen tree on your property that damages neighboring property can’t be covered by your insurance and can open you up to legal action.

What is Tree Removal Insurance?

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If your policyholders refuse to pay for tree removal service, acquiring tree removal insurance. This policy can be written into your current insurance policy, mitigating the expenses associated with hiring a tree service company to remove the fallen or damaged tree. We recommend scheduling routine inspections with a professional to identify potential risks before wreaking havoc on your premises.

Protect your home and loved ones by investing in tree care and maintenance. Contact us at Driscoll Tree Service and talk to our certified arborists about tree removal insurance. We offer quality tree services at competitive rates.

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