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Karen Eddlemon
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Efficient, Affordable, and Professional what more can you ask for in a company. I had a big tree in my yard that needed to be cut down. From the estimate from Michael and the actual job being performed by his crew, everything was satisfactory. Including the clean-up. They’re also licensed and insured so that made selecting for the job even more comfortable. I highly recommend Driscoll Tree Service for your tree removal.

Jennifer Ray
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Michael came out to evaluate some trees I had with a questionable fungus on them, and ultimately the course of action was removal for a select few. He got me an estimate for the removal within a matter of days. They had the most competitive prices out of the other estimates I got. Michael is a very knowledgeable Arborist and you can tell he is passionate about his work. He wasn't pushy at all about the removal like some of the other companies I had come out, and he advised me on doing it in "phases" to fit my budget. The actual tree removal and stump grinding itself was so smooth and all the workers that came with the crane and stump service were very professional and communicative about what the process was going to be.

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Guide to Tree Removal Insurance

When a tree falls in the forest, it is nobody’s problem. However, the repercussions can be dire if a tree falls on your property. Storms and strong winds often cause tree-related damage, especially if the tree is unhealthy or dead. The most effective way to prevent safety risks is by hiring a tree care company to inspect your trees and regularly provide the care they deserve. If a tree is severely damaged, it is best to remove it from the premises.

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Tree removal can be expensive, even if you have homeowners’ insurance or other types of coverage. Before hiring a tree service to remove a risky tree in your backyard safely, check with your coverage provider to ensure they cover tree removal services. Homeowners’ policies usually cover the damages following a fallen tree, but most coverage providers exempt tree removal services. Consult a professional tree care company to learn more about tree removal services and insurance.

What Most Policies Cover

Many people with homeowners’ insurance assume their policy should cover tree removal services. This is usually the case if you didn’t cause the tree to fall, but there are several limitations property owners need to know before filing a claim for tree removal. Insurance providers look for reasons to deny payouts, hence the need to work with a trusted tree care company.

Homeowners’ insurance protects structures on your premises, including your house, detached garage, and shed. If the cause of tree damage is harsh weather or strong winds, your policy is likely to cover the cost of repairs and replacements. However, this only works if the tree was healthy before the incident. A tree in poor health already poses a safety hazard, and policyholders may deem you responsible and refuse to pay out. Insurance companies expect homeowners to maintain a healthy and safe lawn; failing to prune or trim trees is considered negligence.

Another incident that your homeowners’ insurance may not cover is when a tree falls and doesn’t cause damage. This is frustrating and inconvenient for homeowners since mature trees weigh thousands of pounds. In addition, a fallen tree on your property that damages neighboring property can’t be covered by your insurance and can open you up to legal action.

What is Tree Removal Insurance?

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If your policyholders refuse to pay for tree removal service, acquiring tree removal insurance. This policy can be written into your current insurance policy, mitigating the expenses associated with hiring a tree service company to remove the fallen or damaged tree. We recommend scheduling routine inspections with a professional to identify potential risks before wreaking havoc on your premises.

Protect your home and loved ones by investing in tree care and maintenance. Contact us at Driscoll Tree Service and talk to our certified arborists about tree removal insurance. We offer quality tree services at competitive rates.

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