When a tree falls in the forest, it is nobody’s problem. However, the repercussions can be dire if a tree falls on your property. Storms and strong winds often cause tree-related damage, especially if the tree is unhealthy or dead. The most effective way to prevent safety risks is by hiring a tree care company to inspect your trees and regularly provide the care they deserve. If a tree is severely damaged, it is best to remove it from the premises.
Tree removal can be expensive, even if you have homeowners’ insurance or other types of coverage. Before hiring a tree service to remove a risky tree in your backyard safely, check with your coverage provider to ensure they cover tree removal services. Homeowners’ policies usually cover the damages following a fallen tree, but most coverage providers exempt tree removal services. Consult a professional tree care company to learn more about tree removal services and insurance.
Many people with homeowners’ insurance assume their policy should cover tree removal services. This is usually the case if you didn’t cause the tree to fall, but there are several limitations property owners need to know before filing a claim for tree removal. Insurance providers look for reasons to deny payouts, hence the need to work with a trusted tree care company.
Homeowners’ insurance protects structures on your premises, including your house, detached garage, and shed. If the cause of tree damage is harsh weather or strong winds, your policy is likely to cover the cost of repairs and replacements. However, this only works if the tree was healthy before the incident. A tree in poor health already poses a safety hazard, and policyholders may deem you responsible and refuse to pay out. Insurance companies expect homeowners to maintain a healthy and safe lawn; failing to prune or trim trees is considered negligence.
Another incident that your homeowners’ insurance may not cover is when a tree falls and doesn’t cause damage. This is frustrating and inconvenient for homeowners since mature trees weigh thousands of pounds. In addition, a fallen tree on your property that damages neighboring property can’t be covered by your insurance and can open you up to legal action.
If your policyholders refuse to pay for tree removal service, acquiring tree removal insurance. This policy can be written into your current insurance policy, mitigating the expenses associated with hiring a tree service company to remove the fallen or damaged tree. We recommend scheduling routine inspections with a professional to identify potential risks before wreaking havoc on your premises.
Protect your home and loved ones by investing in tree care and maintenance. Contact us at Driscoll Tree Service and talk to our certified arborists about tree removal insurance. We offer quality tree services at competitive rates.
5 Signs of Tree Problems Trees are an important part of our lives; one we can’t live without. This is why it’s crucial to take care of our environment. Sometimes you can tell when a tree is ill or dying…Read More
Tools and Equipment For Professional Tree Trimming Professional tree trimming could be an easy or difficult process, and that fully depends on the tools you use. Trimming is able to open up the visibility of your property and enhance the…Read More
The Advantages of Landscaping for Real Estate Most people assume landscaping entails levelling the terrain of a property to enhance curb appeal. While this is partially true, there’s more to it. Whether it’s including plants, paving, gardening or adjusting visible…Read More
How to Tell if a Tree is Dead or Dying Trees are a valuable addition to any landscape; after spending a lot of time with them, you can tell when something is off. Some signs of damage can be detected…Read More
Three Signs You Are Overwatering Your Trees Are you having a problem with your trees? Driscoll Tree Service can help to inspect every tree in your yard and recommend solutions to maintain healthy and robust trees. A common tree problem…Read More
4 Signs of Tree Root Damage Trees are valuable additions to any landscape and offer various environmental benefits. Regular care is critical to maintaining healthy and durable trees, like most living things. If you suspect deterioration in your trees, the best…Read More
How to Care for Newly Planted Trees Trees are beautiful ornaments for any property, but they are more than decoration. They purify our air, offer us shade, and even provide fruit. Trees grow naturally out of the ground, but if…Read More
Iron Chlorosis in Trees Trees play a crucial role in the ecosystem, from purifying the air to improving curb appeal. However, many signs of tree damage go undetected, hence the need to schedule regular maintenance checks with a reputable tree…Read More
How Does Drought Affect Trees? Drought is a prolonged deficit between water supply and demand. This means long-term conditions of increased demand without sufficient water supply cause drought. With the rise of global warming and climate change, many parts of…Read More
How to Prevent Tree Hazards Tree failure is a tree's breakdown from various problems. All trees are vulnerable to problems, even healthy trees. Careful inspection of your trees can allow you to identify any potential hazards and possible treatments. Driscoll…Read More